Man hit with mystery $10,150 HOA fine after property dispute with board president – he called cops & fears foreclosure

A HOMEOWNER has accused his HOA president of hitting him with a $10,150 sham fee after they got into a property dispute.

John Coleman is one of several homeowners who are living in fear of HOA board president Melanie Downing.

John Coleman, homeowner's son, speaks with his parents in front of their home.
John Coleman, a resident of the Greighfield community is facing a $10,150 HOA fine after a property dispute with the board presidentCredit: Atlanta News First
Greighfield neighborhood entrance sign.
Several homeowners in the small neighborhood east of Atlanta have issues with the HOACredit: Atlanta News First
Homeowners protesting their HOA president in a Loganville neighborhood.
In the past few years, fines have escalated and residents are unhappyCredit: Atlanta News First

Tensions have escalated, with many now fearing for their homes as fines continue to mount.

The issue is based in the Greighfield neighborhood, a small community east of Atlanta. Homeowners in this area have been expressing growing concerns, as noted by Atlanta News First.

John Coleman, a resident of the Greighfield community, says his problems began after a confrontation with Downing over property lines.

The disagreement escalated when Coleman claimed she kicked him, prompting him to call the police.

Police didn’t find enough evidence to support the claim, but just days later, Coleman was slapped with a massive fine.

“As a result of what’s been going on, my mom has been hospitalized as well as my dad and even myself,” Coleman said.

“Me and my wife wish we had never moved in and just asked our parents to do something else,” Coleman added.

“Our property is at risk.”

As the HOA fees skyrocketed from $745 in 2022 to $1,316 this year, residents began questioning Downing’s leadership.

Many feel that the rising fines and dues are retaliation for raising concerns about financial transparency and the management of the neighborhood.

Homeowners demand $10k from HOA as dues are spent ‘accidentally paying someone else’s bills’ – it went on for years

Another aspect drawing attention is the financial operations of the homeowners’ association (HOA). A significant $137,768 debt collection was unexpectedly sent to a homeowner named Frank Bosah, with no accompanying clarification.

Bosah believes this is part of a wider pattern of harassment.

“I will fight for my house, it is a dream for me and my family,” Bosah said.

Many homeowners are now worried about foreclosure.

What is an HOA?

One in five Americans live in an area with a Homeowners’ Association – or HOA. But what exactly is it that they do?

  • An HOA is a homeowner’s association – an organization that aims to maintain a clean and cohesive place to live for its residents.
  • Entire neighborhoods, subdivisions, condominiums, family homes, or townhouses within “a planned development” will often make up an HOA.
  • They also act as a governing body for tenants, who run and fund the HOA through monthly fees.
  • Their principal aims are to keep the community functioning and visually appealing and to maintain property values.
  • They primarily focus on common areas of a neighborhood, such as roads, parks, and pools – but may also stipulate what residents can do with their properties, such as yards and driveways.
  • Often these restrictions enforce uniformity on properties, for example, ensuring most houses look the same and all driveways are clear of weeds.
  • An HOA rulebook of covenants, conditions, and restrictions (CC&R) is distributed to all residents, and an elected volunteer board of directors enforces these regulations.
  • Breaking these rules can result in penalties such as fines and even litigation – as most HOAs are incorporated and subject to state law.
  • HOAs are often the subject of controversy, with some members feeling that the rules are too punitive and restricting, or that the leadership has too much power.
  • But others like that HOAs give communities the power of self-governance, and can ensure a degree of harmony between residents.

Under Georgia law, unpaid fines over $2,000 could result in a lien and eventual foreclosure.

Bosah and others fear that Downing is using fines as a means to force them out of their homes.

“I’m fearful when I leave my home,” said neighbor Jacques Boyd, echoing concerns from many other residents of the area.

In a recent meeting, Downing told homeowners that they would face fines if they didn’t comply with new property rules.

She claimed that she, however, was “grandfathered in” and exempt from some of the rules she enforced.

However, a review of the HOA’s covenants and bylaws found no mention of any such grandfathering.

Due to worries about Downing’s management, residents arranged a special meeting that resulted in the election of a new board. Despite the vote outcome, Downing has chosen not to recognize the new board’s authority.

As tensions rise, homeowners are now fighting in court for a financial audit and to have their voices heard.

Downing’s HOA has hired a law firm and management company to collect debts, while also adding a special assessment fee for residents.

The new board is now pushing for a judge to validate their election and demand transparency.

Coleman’s $10,150 fine may be the tip of the iceberg.

In 2021, the HOA allocated $4,000 for grounds maintenance, but in 2024, that number jumped to $18,000.

Yet homeowners are still responsible for mowing their lawns and maintaining their own property.

Billy Fan, another resident, suspects something shady is going on behind the scenes.

“I feel like there could be something bad behind the scenes,” he said.

In January 2025, state lawmakers introduced a bill aimed at increasing oversight of HOA practices, but it failed to make it out of committee.

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