My HOA is fining me $13k for storm damage that happened two years before I bought my house – & there’s nothing I can do

Recent homebuyers may be unaware that they might be required to spend a substantial amount on repairs soon after moving in, despite the fact that the damage was not present when they purchased the property.

One furious buyer in North Carolina was charged $13,000 in HOA fees for damage that occurred two years before he moved in, and he could be helpless.

A frustrated homeowner was charged $13,000 in fees for storm damage that happened two years before he moved in
A frustrated homeowner was charged $13,000 in fees for storm damage that happened two years before he moved inCredit: Getty
However, property experts warn that he could still have to shell out the money
However, property experts warn that he could still have to shell out the moneyCredit: Getty

When buyers sign the dotted line on their new home, they get to enjoy all the perks of homeownership.

They also have to pay for every single issue that crops up.

This means that even if the previous owner has failed to fix crucial problems, it could be up to the new owner to foot the bill.

One angered homeowner wrote to Moneywise for advice after experiencing some struggles with their new HOA.

They said the HOA wants money for hail storm damage that hasn’t been repaired for the past two years.

The homeowner desperately wished to brush the issue aside as they had only just purchased the property, but experts warn they could be on the hook.

It all depends on when the HOA actually caught the violation.

Homeowners are advised to get a thorough inspection before they finalize a sale.

This way, they can point out damages and necessary repairs to negotiate whether the seller should pay for anything.

However, if any issues with the home aren’t caught until after the sale is finalized, it’s up to the new owner to fix them.

Generally, if the previous owner racks up HOA fees, this isn’t something that can be imposed on the new owners.

But, if an HOA catches the violation after the sale, the new owner can expect to pay out extra fees.

Homeowners hit with $16k bill from HOA days before Christmas as they’re forced to pay for repairs they ‘don’t need’

This is one of several reasons why some buyers can’t stand HOAs.

Other homeowners were horrified after being slammed with a $16,000 HOA fee for property repairs just days before Christmas.

Some of the fine recipients, who lived in the Minneapolis suburb of Rogers, Minnesota, said they didn’t even need the repairs.

The HOA wanted property owners to replace their roofs after a hail storm blew through the community in July.

However, homeowner Bridget Newman said her roof had just been replaced two years prior and that inspectors believed she was in good shape.

One homeowner stated to Fox affiliate KMSP-TV, “If we choose not to pay for the repairs, we have been informed that we will incur fines, penalties, and there is a possibility of a lien being placed on our home.”

According to Sharper Management, the company that runs the HOA, property owners should be able to fund the repairs through home insurance.

The U.S. Sun reached out to Sharper Management for further comment but didn’t hear back.

Another resident was evicted from her home and forced to live in her car just weeks before the holidays.

And a property owner got a “weird” email from his HOA blasting his birthday party.

What is an HOA?

One in five Americans live in an area with a Homeowners’ Association – or HOA. But what exactly is it that they do?

  • An HOA is a homeowner’s association – an organization that aims to maintain a clean and cohesive place to live for its residents.
  • Entire neighborhoods, subdivisions, condominiums, family homes, or townhouses within “a planned development” will often make up an HOA.
  • They also act as a governing body for tenants, who run and fund the HOA through monthly fees.
  • Their principal aims are to keep the community functioning and visually appealing and to maintain property values.
  • They primarily focus on common areas of a neighborhood, such as roads, parks, and pools – but may also stipulate what residents can do with their properties, such as yards and driveways.
  • Often these restrictions enforce uniformity on properties, for example, ensuring most houses look the same and all driveways are clear of weeds.
  • An HOA rulebook of covenants, conditions, and restrictions (CC&R) is distributed to all residents, and an elected volunteer board of directors enforces these regulations.
  • Breaking these rules can result in penalties such as fines and even litigation – as most HOAs are incorporated and subject to state law.
  • HOAs are often the subject of controversy, with some members feeling that the rules are too punitive and restricting, or that the leadership has too much power.
  • But others like that HOAs give communities the power of self-governance, and can ensure a degree of harmony between residents.
You May Also Like

Fatal Collision Involving Two Buses Leads to Multiple Deaths and Trapped Passengers in Fiery Incident

AT LEAST 40 people have died after two buses crashed into each…

2-year-old boy with one kidney struggles for survival after being stung 150 times by wasps when accidentally encountering nest with toy car

A TODDLER missing a kidney is fighting for his life after being…

Sign language interpreters at Glastonbury impress with passionate performances and claim they deserve recognition and better pay.

Glastonbury viewers went wild for the sign language interpreters getting their groove…

Outrage over sneaky tactics on donation sites: Did you intend to donate an additional 17%?

Three in four adults are ‘frustrated’ with the ‘tip trap’ set by…

PM rejects suggestion to remove influential No10 official Morgan McSweeney following public criticism of welfare policies

THE PM’S powerful chief of staff Morgan McSweeney is “not going anywhere”…

“Border Control Issues Warning About Fireworks for July 4 Celebrations”

AMERICANS gearing up to celebrate Independence Day with their own fireworks display…

Business executive accused of stealing £1 million, fleeing, faking death in Majorca, and being caught by a large poodle, to appear in court.

A SUSPECTED German fraudster who faked her own death and was given…

Woman from Utah arrested by the police for lighting her boyfriend on fire at a gas station

A Utah woman is facing charges after allegedly setting her boyfriend and…

Iran refuses inspection of nuclear sites, insists on continuing uranium enrichment despite concerns about imminent nuclear weapon development.

Iran has refused access to inspectors to its nuclear facilities and has…

Gary Lineker reignites dispute with the BBC, alleging bias and then advocates for ‘Free Palestine’ at Glastonbury festival.

Gary Lineker has reopened his feud with the BBC during an appearance…

Starmer Ordered Removal of Thatcher Portrait from No10 Study: Private Emails Revealed. Reeves Implements All-Woman Rule for Art in No11, Excluding Gladstone and Disraeli.

Private emails have revealed how Keir Starmer demanded Margaret Thatcher’s portrait was…

Numerous individuals wrongly informed they had won millions in a significant lottery mistake, leading players to give up on their extravagant aspirations

THOUSANDS of people in Norway were mistakenly told they had won life-changing…