The cost-of-living remains high in Yorkshire and the rest of the UK and there are many ways to save money, particularly if you receive Personal Independence Payments (PIP).
Around 22.4 million people in the UK claim some Department for Work and Pensions (DWP) benefits to help them get by. However, the cost of day-to-day items and services remains high, particularly as we enter into winter and fuel costs increase, reports The Express.
As a result, its important to know how you can save some money. When it comes to those who receive PIP payments, there are a few different ways to save cash.
Disabled Facilities Grant
If you claim benefits for a disability in England you could receive a grant of up to £30,000 to make changes to your home, such as installing a stair-lift or a walk-in-shower. The amount you receive depends on factors such as your household income.
You can apply for this grant through your local council.
People who claim PIP could be entitled to discounts of up to 100% depending on the component and rate of PIP being received. You can apply if you rent a home or own a home.
You can also apply if you are unemployed or working. To find out if you are eligible and how much you are eligible for, you should contact your local council.
Free Bus Pass
Claimants may be eligible for free local bus travel. You need a disabled person’s bus pass which is distributed by local councils as part of the English National Concessionary Travel Scheme.
Vehicle Tax Exemption
If you receive a mobility component of PIP then you could be eligible for a vehicle tax exemption. This can take off between 50% and 100% of the total.
People who receive the standard rate of the mobility component can be entitled to 50 percent off, while those who receive the enhanced mobility rate can be eligible to get 100 percent off.
Disabled Person’s Railcard
PIP claimants may also be eligible for a Disabled Person’s Railcard, which can grant a discount of a third off of train travel. The card costs £20 for one year of £54 for three years and people are estimated to make a saving of up to £91, based on data extracted from users between April 2021 and March 2022.
Depending on the medical condition a PIP claimant may have, they could be entitled to free NHS prescriptions. The current NHS prescription charge per item sits at £9.65, so for those who need several items frequently, this has the potential to save them a sizeable sum.
If eligible, people can often get free medication at a pharmacy for minor illnesses, such as colds, coughs, and eczema, through the NHS minor ailments scheme, too.
The minor ailments scheme is currently widely available across Northern Ireland, Wales and Scotland, but only in selected pharmacies across England. The medicines included in the scheme can also vary depending on where the person lives, so people are urged to talk to their local pharmacy to find out what they offer.
TV Licence Discount
People who are blind (severely sight impaired), or live with someone who is blind, could be entitled to a blind concession TV licence. This would reduce the annual fee from £159 to £79.50 for a colour TV licence and £26.75 for a black and white TV licence.
To claim, people must provide at least one of the following documents to confirm they are certified as blind:
- A CVI (Certificate of Visual Impairment)
- A BD8 Certificate
- A certificate or document issued by a local authority that shows they are registered as blind (severely sight impaired)
- A copy of a certificate from an ophthalmologist (eye surgeon), stating that they are blind (severely sight impaired).
However, it must be noted that those who are partially sight impaired will not qualify for the 50 percent blind concession.
PIP claimants aged 75 years or older receiving Pension Credit could be entitled to a full discount. Find out more about this here.