A MOM-OF-TWO has been hit with an eviction notice after she was released from the hospital.
Christina Sivilay is worried about being homeless if she gets evicted from her apartment in Kent, Washington, which is approximately 20 miles from Seattle.
Sivilay, a parent to two boys, 12 and seven, had a stroke in April and was in a coma for a month, as reported by the CBS affiliate KIRO-TV.
After spending two months in the hospital due to a stroke, she finds it challenging to perform even the most basic tasks, as mentioned on a GoFundMe page created for her.
Sivilay said she was hit with an eviction notice after returning home.
“Everyday I want to cry because of how this stroke has paralyzed my right side preventing me to do things with my kids,” she cried
“It’s hard for me to sleep and eat.”
And she revealed her ill health has meant she has been unable to find work.
Sivilay said that she struggles to move the right side of her body.
Just weeks before the holiday, she says she just has two months to find a new home.
“I have nowhere to go except for the shelter or the streets,” she said.
She revealed she just wants to live somewhere warm for the festive season.
More than $7,000 has been donated to the fundraiser and the target stands at $10,000.
The real estate firm Essex owns the apartment complex where Sivilay lives, but a spokesperson hasn’t provided a comment.
The U.S. Sun has approached Essex for comment.
In Seattle, landlords must provide a reason from a list of 16 possible explanations for why they may want to evict a tenant, according to the city.
Eviction notices can be issued if residents don’t pay rent on time.
How can your home be sold without your consent?
Your home can be sold from under you for various reasons – here are three key things to look out for:
Tax Sale
- A tax sale is the sale of property by a governmental entity to recover unpaid taxes by the owner who has reached a certain point of delinquency in their owed payments.
- Before a tax sale takes place, there is a right-of-redemption period where the owner can pay off their debt and reclaim their home.
- Each state has different laws surrounding tax sales but in most areas, the basic requirement is that adequate notice is given to the owner to pay the outstanding money, and any sale must be open to the public.
Foreclosure
- Foreclosures can take place when lenders take control of a property after borrowers have failed to make their repayments.
- Borrowers will receive a Notice of Default, triggering the foreclosure process.
- Homeowners in HOA communities can also see their homes foreclosed by their HOA for falling behind on fees.
- This means that even if you keep up with mortgage repayments, you could still lose your home if your HOA has a lien on your property.
- When such a foreclosure takes place, the sale price only needs to be enough to cover the HOA debt meaning that properties can be sold for much less than they are worth.
Property Fraud
- Criminals can use a fake or stolen ID to impersonate a homeowner in order to sell or mortgage homes.
- Typical targets for property fraud include absent owners like landlords, owners who live abroad, and sole owners of unmortgaged homes.
- The U.S. Sun previously reported on a man whose vacation home worth $300,000 was sold by criminals for just $9,000 – they even had the deed to the property.
Alternatively, landlords can order tenants to leave properties if they want to move a family member in.
But, this requires a 90-day warning notice, according to the city laws.
Eviction notices can also be issued if the owner wants to remodel their home or demolish it.
Some states across the US have introduced laws designed to give tenants more protection.
In September, California Governor Gavin Newsom signed a law that gives tenants 10 business days to respond to notices.
Previously, the law was five business days.
The new law will come into force on January 1.
