Video captures bank employee Karen making offensive comments based on race

A bank worker was filmed hurling the N-word at a black woman nine times in just 12 seconds in a disgraceful parking lot spat. 

The video, which circulated online, shows the pinnacle of an argument between an Indian woman and a black woman filming on her cellphone. 

Daily Mail can reveal the driver is Risha Natasha Chand, a 34-year-old who formerly worked at BMO bank in Pinole, California.

She was sitting in her car when Jazlyn Garcia and her sister emerged from the Pear Street Diner, which shares a parking lot with the bank, on Sunday.

According to police, Garcia and her sister didn’t like the way Chand was looking at them. They confronted her and started recording. 

The full interaction was not captured. But what the women did film was Chand repeatedly using the N-word in a disgraceful display. 

‘Get out of my face you f**king n****r,’ she screamed.

Garcia is ‘black/Mexican’, according to a friend who put the video online. 

Pinole Police Sergeant Justin Rogers said the altercation began when Garcia and her twin sister came out of the diner. 

The pair confronted her and the argument soon escalated into a screaming match with insults and challenges to single combat coming from both sides. 

Rogers explained the 15-second clip widely shared online was just a tiny portion of a longer video shot by Garcia’s sister.

He shared with DailyMail.com, recounting the incident where they confront him and imply a desire to fight when people from the Bay Area give a certain look.

The situation quickly escalated as they exchanged heated words, with Natasha’s brief outburst being the moment captured on the internet.

Rogers said Chand hurled more racial abuse than was shown in the video, and also copped it from the sisters.

He pointed out that Chand seemed to mistakenly believe Garcia was Mexican, evidenced by her use of a derogatory term in the video.

Pinole Police arrived and spoke with both women.

They are now investigating what happened as a hate incident, but no charges have been laid.

‘Due to the nature of the verbal exchange between the involved parties, the incident has been classified as a hate incident and is currently under investigation by the department’s criminal investigation bureau,’ police said in a statement.

Rogers said police would submit a report to the Contra Costa District Attorney’s Office to consider disturbing the peace and challenging to fight in public charges for both Chand and Garcia. 

‘They both challenged each other to fight so we’re sending it down with both of them as suspects and both of them as victims, and the DA can decide what to do,’ he said. 

Chand was previously arrested over a separate incident after allegedly robbing an Ulta Beauty store in nearby Concord, California.

She faces felony grand theft and second degree burglary charges and three counts of misdemeanor shoplifting.

Chand faced court in Martinez, California, on Sunday morning for a felony readiness conference – just hours before the racist abuse.

She was born in Fiji but has Indian heritage, according to her social media.

‘Seeing the footage, I’m disturbed, I’m outraged,’ Pinole Mayor Cameron Sasai said.

‘The use of racial slurs, everything from racist anti-black rhetoric, is not welcome anywhere, especially in the city of Pinole.’